What to look for after hitting a deer?

Table of Contents

After hitting a deer, your immediate priority is safety: assess your surroundings, check yourself and passengers for injuries, and carefully evaluate vehicle damage. Once you’ve ensured safety, documenting the incident and contacting the appropriate authorities are crucial next steps.

Introduction: The Unexpected Encounter

Encountering a deer on the road is a frightening and potentially dangerous experience for any driver. These accidents often cause significant vehicle damage, injuries to occupants, and, tragically, can result in the death of the animal. Understanding What to look for after hitting a deer? is crucial to ensure your safety, protect your legal rights, and respond responsibly to the situation. This article provides a comprehensive guide on how to navigate the aftermath of such an unfortunate event.

Immediate Safety Assessment

Your immediate actions following a collision with a deer can drastically impact the situation’s outcome.

Pull Over Safely: If possible, and only if safe to do so, move your vehicle to the side of the road or shoulder, away from traffic. Turn on your hazard lights to alert other drivers.
Assess Injuries: Check yourself and any passengers for injuries. If anyone is injured, call emergency services immediately (911 in the US and Canada).
Evaluate Vehicle Damage: Do a preliminary assessment of the vehicle damage. Is the car drivable? Are there any immediate safety hazards like leaking fluids or exposed wires? Do not attempt to drive the car if it is unsafe.

Reporting the Incident

After ensuring immediate safety, reporting the incident is the next crucial step.

Contact Law Enforcement: Call the police or state patrol to report the accident. A police report is often required for insurance claims. They can also assist with traffic control and documenting the scene.
Document the Scene: Take photos of the damage to your vehicle, the location of the accident, and, if safe to do so, the deer. Note the time of the accident, weather conditions, and any relevant details.
Locate and Record Vehicle Identification Number (VIN): The VIN is essential for insurance purposes. It’s typically found on the driver’s side dashboard or doorframe.
Contact Your Insurance Company: Notify your insurance company as soon as possible. Provide them with all the information you’ve gathered, including the police report number and photos.

What to Do with the Deer

Dealing with the animal’s carcass is another essential consideration.

Leave it Alone (Usually): In most cases, it’s best to leave the deer carcass on the side of the road. State or local authorities are typically responsible for removing dead animals from roadways.
Check Local Regulations: Some states allow drivers to claim the deer for consumption, but this is highly regulated. Contact your local Department of Natural Resources (DNR) or wildlife agency to understand the specific regulations in your area. A permit may be required.
Never Handle Without Protection: If you are permitted to handle the deer, wear gloves and other protective gear to avoid potential diseases or parasites.

Insurance Claims and Coverage

Understanding your insurance coverage is crucial for navigating the financial aspects of the accident.

Comprehensive Coverage: Most comprehensive auto insurance policies cover damage caused by collisions with animals, including deer.
Collision Coverage: Collision coverage might apply if you swerved to avoid the deer and hit another object or vehicle, even without directly hitting the deer.
Deductibles: Remember that you will likely be responsible for paying your deductible before your insurance coverage kicks in.
Filing the Claim: Work closely with your insurance adjuster to file your claim and provide all necessary documentation. Keep records of all communication and expenses related to the accident.
Consider Legal Consultation: If there are significant injuries or disputes with the insurance company, consider consulting with an attorney specializing in car accidents.

Vehicle Inspection and Repair

After the accident, your vehicle will need a thorough inspection and potentially extensive repairs.

Professional Inspection: Take your vehicle to a reputable mechanic or collision repair shop for a professional inspection. They can identify hidden damage and provide an accurate estimate for repairs.
OEM Parts vs. Aftermarket Parts: Discuss the use of original equipment manufacturer (OEM) parts versus aftermarket parts with your mechanic. OEM parts are typically more expensive but ensure a better fit and performance.
Rental Car Coverage: Check your insurance policy to see if you have rental car coverage while your vehicle is being repaired.
Diminished Value Claim: In some cases, even after repairs, your vehicle’s value may be lower due to the accident. You may be able to file a diminished value claim with your insurance company.

Emotional Impact and Recovery

Hitting a deer can be a traumatic experience, both physically and emotionally.

Acknowledge Your Feelings: It’s normal to feel shaken, anxious, or even guilty after hitting a deer. Acknowledge your feelings and allow yourself time to process the experience.
Seek Support: Talk to friends, family, or a therapist if you are struggling to cope with the emotional impact of the accident.
Defensive Driving Techniques: Consider taking a defensive driving course to learn techniques for avoiding collisions with animals and other hazards.
Be More Aware During Peak Seasons: Deer are most active during dawn and dusk, especially during mating season (typically October-December). Be extra cautious during these times and in areas with high deer populations.

Common Mistakes to Avoid

Avoiding common mistakes after hitting a deer can save you time, money, and potential legal headaches.

Failing to Report the Accident: Not reporting the accident to law enforcement and your insurance company can jeopardize your ability to file a claim and potentially lead to legal issues.
Moving the Deer (Without Authorization): As mentioned previously, moving the deer without authorization can be illegal and potentially dangerous.
Driving an Unsafe Vehicle: Attempting to drive a vehicle with significant damage can be hazardous to yourself and other drivers.
Delaying Medical Attention: Even if you don’t feel immediately injured, it’s important to seek medical attention as soon as possible, as some injuries may not be immediately apparent.
Accepting a Low Settlement Offer: Don’t accept a settlement offer from the insurance company without carefully reviewing it and understanding your rights.

Frequently Asked Questions (FAQs)

Am I Legally Required to Report Hitting a Deer?

Yes, in many jurisdictions, you are legally required to report hitting a deer, especially if there is significant vehicle damage or injuries. Failing to report the accident can result in fines or other penalties. Check your local laws to confirm the reporting requirements in your area.

Will Hitting a Deer Raise My Insurance Rates?

Generally, hitting a deer is considered a no-fault accident if you have comprehensive coverage. This means your insurance rates are unlikely to increase solely because of the accident. However, if you have a history of accidents or traffic violations, your rates may still be affected.

What If I Swerved to Avoid a Deer and Crashed?

If you swerved to avoid a deer and crashed, your collision coverage may apply, even if you didn’t actually hit the deer. It’s still important to report the accident to law enforcement and your insurance company. They will investigate the circumstances and determine the appropriate coverage. Document everything immediately for a clear insurance claim.

Can I Keep the Deer I Hit?

Some states allow you to keep the deer you hit, but this is subject to strict regulations. You may need to obtain a permit from your local Department of Natural Resources (DNR) or wildlife agency. It’s crucial to check the regulations in your area before attempting to keep the deer.

How Do I Prove the Value of My Car If It Is Totaled?

To prove the value of your car if it is totaled, gather documentation such as the original purchase price, maintenance records, and recent appraisals. You can also research the value of similar vehicles using online resources like Kelley Blue Book and Edmunds. Present this evidence to your insurance adjuster to support your claim.

What Should I Do If the Deer Runs Away After I Hit It?

Even if the deer runs away after you hit it, you should still report the incident to law enforcement and your insurance company, especially if there is vehicle damage. Document the scene as thoroughly as possible, including photos of the damage and the location of the accident.

How Can I Avoid Hitting a Deer in the First Place?

To avoid hitting a deer, be extra cautious during dawn and dusk, especially during mating season. Reduce your speed in areas with high deer populations and scan the sides of the road for deer. Use high beams when appropriate and be prepared to brake suddenly if you see a deer.

What If My Insurance Company Denies My Claim?

If your insurance company denies your claim, you have the right to appeal their decision. Review your policy carefully and gather any additional documentation to support your claim. You may also consider consulting with an attorney specializing in car accidents.

How Long Do I Have to File an Insurance Claim After Hitting a Deer?

The time limit for filing an insurance claim varies depending on your insurance policy and state laws. It’s generally best to file your claim as soon as possible after the accident. Contact your insurance company to confirm the specific deadline.

What Kind of Documentation Do I Need for My Insurance Claim?

You will typically need to provide the following documentation for your insurance claim: police report, photos of the vehicle damage and the scene, vehicle registration, driver’s license, and any medical records related to injuries sustained in the accident.

What if I don’t have Comprehensive or Collision coverage?

If you don’t have comprehensive or collision coverage, you will likely be responsible for paying for the damage to your vehicle out of pocket. You may be able to seek compensation from the at-fault party (if applicable), but this is rare in deer collision cases.

Is There Anything Else I Should Know About “What to Look for after hitting a deer?”

Yes, always prioritize your safety and the safety of others. Staying calm and collected after the initial shock is crucial to making sound decisions, documenting the incident thoroughly, and reporting it to the appropriate authorities and your insurance company promptly. Remembering these steps can protect you and potentially save you money and stress in the long run.